Cookie Policy
This page was last updated on December 4, 2023
- General information
This Cookie Notice is applicable to the website https://ibanfirst.com/ (hereinafter the “Site”).
When we say “we”, “our”, “us” or “iBanFirst” in this policy, we are referring to the companies that make up the iBanFirst Group. The companies that currently make up the iBanFirst Group are:
- iBanFirst SA, a payment institution established in Belgium and under the prudential supervision of the National Bank of Belgium, with registered office at 350 Avenue Louise, 1050 Brussels, Belgium and with company number BE 0849.872.824.
- iBanFirst Ltd, an authorised payment institution supervised by the Financial Conduct Authority with registered office at 6th Floor Dashwood House, 69 Old Broad Street, London, EC2M 1QS, United Kingdom and registered with Companies House under number 06260585.
This Cookie Notice explains what cookies are, how we use cookies on the Site, how third parties we work with may use cookies on the Site, your choices regarding cookies and more general information regarding cookies.
iBanFirst’s use of cookies may involve the processing of personal data. More information on how we process your personal data, including personal data collected through cookies, how you can exercise your data protection rights and the relevant contact details can be found in the Privacy Notice.
“Cookies” are small text files sent to your web browser when you visit a website. A cookie file contains a unique code that is stored in your web browser and allows it to recognise you (this is a "session cookie"), facilitate your next visit as a result (this is called a "permanent cookie", although this does not mean that they are effectively stored permanently) and thus make the service more useful to you. Cookies allow simplifying, completing and personalising the use of a website.
iBanFirst may also use similar tags and trackers that otherwise use the processing and storage capacity of your computer or device. These tags and trackers are also referred to as "cookies" in this Cookie Notice.
2. Use of cookies on the Site and cookie-preferences
When you use the Site, we may place a number of cookies on your web browser. Depending on the type of cookie, it may be necessary to obtain your consent.
a. Cookies that do not require consent (“Strictly necessary cookies”)
The storage of and access to certain cookies does not require your consent insofar as they are strictly necessary to visit and use certain parts of the Site or to provide the service that you have requested. These cookies allow you to navigate between different parts of the Site or to fill in forms. These cookies are temporarily stored when you submit a form, log in or otherwise interact with the Site. These cookies can be placed as soon as you have been informed.
Cookie name | Provider / Domain | Description of purpose | Retention period |
cookieOptInApproved|* | consentmanager | The cookie is set by the GDPR Cookie Consent plugin consentmanager and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. | Persistent |
__cmpcccu* | consentmanager | The cookie is set by the GDPR Cookie Consent plugin consentmanager and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. | Persistent |
__cmpconsent* | consentmanager | The cookie is set by the GDPR Cookie Consent plugin consentmanager and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. | Persistent |
b. Cookies requiring your prior consent
The Site requests your consent for the use or storage of not strictly necessary cookies on your computers or mobile devices. This Cookie Notice provides you with clear and comprehensive information about the cookies we use and their purpose.
i. Functional cookies
Functional cookies are cookies that make the Site more user-friendly and pleasant and provide a more personalised browsing experience. For example, they store your language preferences or the region you are in across multiple visits to the Site, as well as cookies whether or not you were asked to participate in a survey, so that you do not see the same survey over and over again.
iBanFirst currently uses the following Functional cookies on the Site:
Cookie name | Provider / Domain | Description of purpose | Retention period |
__cf_bm | Cloudflare | This cookie is set by the provider Cloudflare content delivery network. This cookie is used for determining whether it should continue serving "Always Online" until the cookie expires. | 30 minutes |
__cfruid | Cloudflare | This cookie is set by the provider Cloudflare content delivery network. This cookie is used to make the connection secure and reliable. | Session |
_GRECAPTCHA | Google General | This cookie name is associated with Google reCAPTCHA to provide spam protection | 180 days |
NID | Google General | This cookie name is associated with Google. It sets a unique ID to remember your preferences and other information such as website statistics and track conversion rates | 183 days |
rc::a | Google Recaptcha | This cookie name is associated with Google reCAPTCHA to read and filter requests from bots. | Persistent |
rc::d-* | Google Recaptcha | This cookie name is associated with Google reCAPTCHA to provide spam protection | Persistent |
_gcl_au | Google Tag Manager | This cookie name is associated with Google (Analytics). The data collected is used to provide reports on the performance of the iBanFirst websites and how visitors interact with them – which helps us provide you with more relevant content and a better experience. | 90 days |
__hssc | Hubspot | This cookie name is associated with HubSpot for the purpose of storing anonymized statistics. | 30 minutes |
__hssrc | Hubspot | This cookie name is associated with HubSpot for the purpose of storing unique session IDs | Session |
__hstc | Hubspot | This cookie name is associated with HubSpot for the purpose of store information about the time of the visit. | 180 days |
hubspotutk | Hubspot | This cookie name is associated with HubSpot for the purpose of storing and tracking a visitor's identity | 180 days |
csrf* | Django | This cookies name is associated with Django (CMS). The CSRF middleware and template tag provides easy-to-use protection against Cross Site Request Forgeries. | 364 days |
ii. Marketing cookies
Marketing cookies are used to track visitors' website traffic. The aim is to show ads that are relevant and appealing to the individual user, making them more valuable to publishers and third-party advertisers.
iBanFirst currently uses the following Marketing cookies on the Site:
Cookie name | Provider / Domain | Description of purpose | Retention period |
_fbp | Facebook (Meta) | This cookie name is associated with Facebook. It is used to allow advertisers to measure the effectiveness of advertising by understanding the actions users take on a website. | 90 days |
_gcl_aw | Google Ads | This cookie name is associated with Google (Analytics). The data collected is used to provide reports on the performance of the iBanFirst websites and how visitors interact with them – which helps us provide you with more relevant content and a better experience. | 90 days |
IDE | Google Ads | This cookie name is associated with Doubleclick (Google). It is used for serving targeted advertisements that are relevant to users across the web. Targeted advertisements may be displayed to users based on previous visits to a website. It is also used to measure the conversion rate of ads presented to the user. | 390 days |
test_cookie | Google Ads | This cookie name is associated with Doubleclick (Google). They help iBanFirst identify when you have responded to an iBanFirst advert on Google. The data collected from these cookies also helps us assess the overall performance of our advertising campaigns. | 15 minutes |
AnalyticsSyncHistory | This cookie name is associated with Linkedin. It is used to store information about the time a sync took place for users based in the EU, EEA, UK and Switzerland. | 30 days | |
bcookie | This cookie name is associated with LinkedIn and is used to store browser details. | 730 days, 11 hours, 38 minutes | |
bscookie | This cookie name is associated with LinkedIn and is used to store performed actions on the website. | 730 days, 11 hours, 38 minutes | |
lang | This cookie name is associated with LinkedIn and is used to remember a user's language setting to ensure LinkedIn.com displays in the language selected by the user in their settings. | Session | |
li_gc | This cookie name is associated with LinkedIn and is used to store performed actions on the website. | 723 days, 6 hours, 5 minutes | |
lidc | This cookie name is associated with LinkedIn and is used to store performed actions on the website. | 1 day | |
ln_or | This cookie name is associated with LinkedIn and is used to store performed actions on the website. | 1 day | |
UserMatchHistory | This cookie name is associated with LinkedIn. It is used to track user behaviour in order to provide better personalised advertising. | 30 days | |
_uetsid | Microsoft Advertising / Bing Ads | This cookie name is associated with Bing. They are used to store and track visits across websites. | Persistent |
_uetsid_exp | Microsoft Advertising / Bing Ads | This cookie name is associated with Bing. They are used to store and track visits across websites. | Persistent |
_uetvid | Microsoft Advertising / Bing Ads | This cookie name is associated with Bing. They are used to store and track visits across websites. | Persistent |
_uetvid_exp | Microsoft Advertising / Bing Ads | This cookie name is associated with Bing. They are used to store and track visits across websites. | Persistent |
MUID | Microsoft Advertising / Bing Ads | This cookie name is associated with Bing. It is used to Identify unique web browsers visiting Microsoft sites. These cookies are used for advertising, site analytics, and other operational purposes. | 390 days |
_uetmsclkid | Microsoft Advertising / Bing Ads | This cookie name is associated with Bing. It is used for tracking conversions and assessing the overall performance of our advertising campaigns | Persistent |
_uetmsclkid_exp | Microsoft Advertising / Bing Ads | This cookie name is associated with Bing. It is used for tracking conversions and assessing the overall performance of our advertising campaigns | Persistent |
DEVICE_INFO | YouTube | This cookie is set by Youtube. Used to store and track the information of the embedded YouTube videos on a website. | 180 days |
LAST_RESULT_ENTRY_KEY | YouTube | This cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website. | Session |
TESTCOOKIESENABLED | YouTube | This cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website. | 1 minute |
VISITOR_INFO1_LIVE | YouTube | This cookie is set by Youtube. Used to store and track the information of the embedded YouTube videos on a website. | 180 days |
YSC | YouTube | This cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website. | Session |
iii. Performance cookies
These cookies collect data on the use of the Site, such as the number of visitors, which web pages are popular, the time users spend on a particular web page, etc. and help us to understand how visitors interact with the Site. Based on the behaviour of our users, we can improve our Site and optimise and personalise the user experience. The information generated about your user behaviour on the Site is used in this way by Google Analytics, for example.
iBanFirst currently uses the following Measurement cookies on the Site:
Cookie name | Provider / Domain | Description of purpose | Retention period |
_dc_gtm_* | Google Analytics | This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors. | 1 minute |
_ga | Google Analytics | These cookie names are associated with Google (Analytics). The data collected is used to provide reports on the performance of the iBanFirst websites and how visitors interact with them – which helps us provide you with more relevant content and a better experience. This cookie is used to distinguish users | 730 days |
_ga_* | Google Analytics | These cookie names are associated with Google (Analytics). The data collected is used to provide reports on the performance of the iBanFirst websites and how visitors interact with them – which helps us provide you with more relevant content and a better experience. This cookie is used to distinguish users | 730 days |
_gac_UA-* | Google Analytics | This cookie name is associated with Google (Analytics). The data collected is used to provide reports on the performance of the iBanFirst websites and how visitors interact with them – which helps us provide you with more relevant content and a better experience. This cookie contains campaign related information for the user | 90 days |
_gat_* | Google Analytics | This cookie name is associated with Google (Analytics). The data collected is used to provide reports on the performance of the iBanFirst websites and how visitors interact with them – which helps us provide you with more relevant content and a better experience. This cookie is used to throttle request rate | 1 minute |
_gid | Google Analytics | These cookie names are associated with Google (Analytics). The data collected is used to provide reports on the performance of the iBanFirst websites and how visitors interact with them – which helps us provide you with more relevant content and a better experience. This cookie is used to distinguish users | 1 day |
eqy_sessionid | Google Analytics | This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors. | Session |
sessionid | Google Analytics | This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors. | 14 days |
_pk_id.* | Piwik Pro | This cookie name is asscoietated with Piwik Pro (Matomo) and is used to store a few details about the user such as the unique visitor ID | 393 days |
3. Cookie management
For applying functional cookies, marketing cookies and measurement cookies, we ask for your consent. On your first visit to our Site, you will be asked to accept our different types of cookies. You can allow or refuse cookies category by category. You can refuse the installation of these cookies by choosing "Reject all" in the pop-up screen provided for this purpose when using the Site for the first time.
You can also withdraw your consent at any time. If you previously have provided your consent to the use of (certain) cookies, you can withdraw this consent again by changing your preferences via the button in the bottom left corner of the Site.
You can also manage and/or delete cookies as required in your Internet browser. These settings can be found in the 'options' or 'preferences' menu of your internet browser. For more information on cookies and similar tags and files, please visit allaboutcookies.org and youronlinechoices.eu. You can delete any cookies already on your computer, and you can set most browsers to prevent them from being set. However, if you do this, you will probably have to manually adjust some preferences every time you visit a website and some services and features may not work.
4. Third-party use of cookies
Some of our Site’s content or features, including advertisements, are served by third parties, including advertisers, ad networks and servers, social media networks, content providers, and application providers. These third parties may use cookies to collect information about you when you use our Site.
They may associate the information collected with your personal data or they may collect information, including personal data, about your online activities over time and across different websites or other online services. They may use this information to provide you with interest-based (behavioural) advertising or other targeted content.
This Site uses Google Analytics, an analysis service provided by Google Inc. The information that is collected by the Google Analytics Cookies (possibly including an IP address) may be transferred and saved by Google on servers in the United States. Google can use this information when they are legally obliged to.
5. Modifications to this Cookie Notice
iBanFirst reserves the right to modify this Cookie Notice at any time. It is your responsibility to regularly review the applicable Cookie Notice yourself and comply with its latest version as indicated on top of this page.
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© iBanFirst.com 2024
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iBanFirst S.A. is duly authorised and regulated by the National Bank of Belgium (under CBE number 0849.872.824) as a payment institution. It is a direct member of the SWIFT network and is certified to make payments throughout the SEPA zone. As a payment institution, iBanFirst S.A. only offers hedging solutions (forward, flexible forward and dynamic forward) connected to underlying payment transactions. iBanFirst S.A. does not offer options or any other financial instruments for investment or speculative purposes.